A single place to plan the money decisions that actually come up in India — investing through SIPs and lump sums, saving in PPF, NPS and Sukanya Samriddhi, clearing loans, and working out HRA, gratuity, and capital gains tax. Every calculator is free, runs entirely in your browser, and shows a full year-by-year breakdown rather than just a final number.
Nothing is sent to a server: every calculation runs locally in your browser, so the figures you enter never leave your device. Each calculator shows its working — the formula applied, the year-by-year progression, and the assumptions used — so you can check the result rather than take it on trust.
Yes, all of them, with no sign-up and no limit on use. The site earns a referral commission if you choose to open a broking account through one of the partner links, which is what keeps it free.
No. Every calculation runs in your browser and nothing you enter is transmitted to a server. Saved scenarios are stored in your own browser via localStorage and can be cleared at any time.
The tax calculations reflect the current rules, including the flat 12.5% long-term and 20% short-term rates on equity, the removal of indexation for debt funds, and the ₹20 lakh gratuity ceiling. Tax law changes with each Budget, so verify anything material before filing.
This calculator is for information only and is not investment, tax, or financial advice. Figures are estimates based on the assumptions you enter and are not a guarantee of future returns. Consult a SEBI-registered adviser or a qualified tax professional before acting.