About the Multi SIP Comparison Calculator

Run up to four different SIP scenarios side by side — different instalments, expected returns, or durations — and compare the resulting corpus, total invested, and ROI in one view.

How it works

Each scenario is calculated independently with the standard SIP maturity formula, then displayed together so the differences are directly comparable. This is most useful for isolating one variable at a time, such as holding the amount fixed and varying only the period.

Frequently asked questions

What is the most useful comparison to run?

Changing only the investment period while keeping the amount and return identical. It shows the compounding effect more starkly than anything else — the corpus difference between a 10-year and a 20-year SIP is far larger than most people expect, and it is not double.

Should I split my SIP across multiple funds?

Diversifying across a few funds reduces single-fund risk, but beyond three or four equity funds the holdings overlap heavily and you effectively own the index at a higher cost. This tool compares return scenarios, not fund selection.

All calculators

This calculator is for information only and is not investment, tax, or financial advice. Figures are estimates based on the assumptions you enter and are not a guarantee of future returns. Consult a SEBI-registered adviser or a qualified tax professional before acting.